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Michael Ault

CEO
UTP Group
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Followed by John Sims, Martha Boyle and 5 others you follow

Latest opinions

Michael Ault

A new age, the same threats: How today’s fraudsters are targeting SMEs and what you can do about it

Though it might have been hoped a decade ago that technological advances by the 2020s would have all but wiped out the threat of fraud, this is not the case. Fraud isn’t just on the rise; it’s reaching levels not seen before. Indeed, 2020 holds the record for being the worst year to date for breaches with over 36 billion data records compromised. ...

16 September 2021 Exposing Financial Crime

Michael Ault

Why financial inclusion needs to reach excluded cash-heavy sole traders

While we applaud efforts to promote financial inclusion and encourage uptake of non-cash payments in the wake of the Covid-19 pandemic, the financial industry and government bodies need to remember a crucial sector of society that’s in danger of being left behind – the small businesses that are the backbone of any nation’s economy. There are curre...

17 June 2021 Financial Inclusion

Michael Ault

Getting smart about payment terminals

For many years, payment terminals have been a vital tool for businesses that complete their customer transactions in-store. The familiar hand-held devices have reliably taken card payments and offered simple additional services like mobile phone top-ups, cashback or electronic tipping solutions. However, with recent technical innovation, boosted...

15 April 2021 Payments strategies 2015-2020-2030

Michael writes about

  • payments
  • financial inclusion
  • financial crime
  • covid-19

Michael's opinion archive

  • 2021 (3)
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