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Rajat Deshpande

CEO and Co- founder
FinBox
Member since
01 Dec 2022
Location
Bangalore
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Rajat is a Fintech specialist and a startup enthusiast who started FinBox with his Co-Founders with a mission to lay out digital infrastructure for alternate finance solutions. Under his leadership, FinBox has built multiple products in the Embedded Finance and Big Data credit analytics spaces. In his prior stints, Rajat was associated with the global consulting firm ZS, Citigroup, and GoPigeon Logistics as Head of product.

Latest opinions

Rajat Deshpande

Small loans, big impact: Digital nano-loans as enablers of financial empowerment

Chik Shampoo’s case study on sachets in the 70s often serves as a playbook to tap into India’s billion people-strong potential. What started as a revolution in FMCG has now transcended industries, even reaching financial services. And one such space in the BFSI subset has managed to gain significant momentum: lending. Sachetised loans, also called ...

05 February 2024 Fintech innovation and startups

Rajat Deshpande

The Future of Borrowing: Mutual Gains Through Credit Flexibility for Lenders and Borrowers

Any product is created to fill a gap experienced by an ideal customer persona. Loans, for example, are offered to customers facing financial difficulties or cash flow crunches. However, they often come in such rigid packages that their one-size-fits-all approach may undermine the very purpose for which they were designed. Term loans aim to solve f...

23 November 2023 Fintech World

Rajat Deshpande

AI Lending: Unleashing the power of data

AI has arrived in our lives — whether you like it or not. We are all knowingly or unknowingly participants in a real-life version of Turing’s imitation game — machine intelligence that is indistinguishable from human behaviour. Generative AI (ChatGPT) is a well-known example. But there are lesser-known AI capabilities powering the world of financ...

03 October 2023 Artificial Intelligence and Financial Services

See all 4 opinions by Rajat

Rajat writes about

  • people
  • start ups
  • financial inclusion

Rajat's opinion archive

  • 2024 (1)
  • 2023 (2)
  • 2022 (1)

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