Ritesh Jain

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Founder

Infynit / Former COO HSBC

Member since

30 Dec 2022

Location

London

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Ritesh's opinions

The Rise of UPI: A New Global Leader in Payments by 2025

By the end of 2025, UPI (Unified Payments Interface) is poised to become the most significant payment switch globally, with an estimated annual volume of around 264 billion transactions. This staggering figure would surpass the transaction volumes of Mastercard and Visa, marking a significant shift in the global payments landscape. UPI's rapid gro...

06 June 2024 /payments /inclusion Payments strategies 2015-2020-2030

Cybersecurity – An interesting ode of Challenges and Opportunities for Startups

On a perfect sunny afternoon on June 27, 2017, while travelling on a train from Schiphol Airport to Dan Hague, I was on a conference call with my Maersk team. Suddenly, someone said their screen went blank, and others faced the same issue. As a tech leader with a cybersecurity background, I knew it was severe. I hurriedly contacted IBM, telling th...

01 August 2023 /security /startups Finextra site news

Apple's Strategic Voyage into India's Financial Realm

The recent announcement of Apple's plan to launch its credit card in India, partnering with HDFC Bank, marks a critical juncture in the synthesis of technology and finance. Apple, synonymous with innovation, has been making waves across industries. But why should introducing another credit card be a notable event? Let's dissect the implications

05 July 2023 /payments /markets Finextra site news

Talk of the VC world : Sequoia Is Splitting Into Three VC Firms

Sequoia Capital, the renowned venture capital firm, has made a significant announcement that has sent shockwaves through the investment community. The firm has decided to split into three independent entities: Sequoia Capital US HongShan (which will cover China) Peak XV Partners (which will focus on Southeast Asia and India). This unexpected move h...

06 June 2023 /payments /startups Finextra site news

The Rise of BaaS Acquisitions and Navigating the Fintech Winter - Shaping Financial Landscape

The financial services industry has witnessed a paradigm shift in recent years, with the emergence of Banking-as-a-Service (BaaS) platforms revolutionising traditional financial institutions' operations. With their agile and scalable infrastructure, these platforms have caught the attention of leading financial institutions seeking to enhance thei...

02 June 2023 /retail /startups Fintech

Navigating the Transition to a Cashless Society: Balancing Inclusion and Digital Innovation

The ongoing shift towards a cashless society in the UK presents an intriguing landscape, promising enhanced convenience and efficiency. However, we must remain cognisant of the potential impact on cash-dependent populations. As we embark on this transformative journey, it becomes imperative to consider their needs, ensuring inclusivity and uphol

16 May 2023 /payments /inclusion Financial Inclusion

Empowering Financial Inclusion and Resilience - A Handbook for Offline Payments with CBDC

In the ever-evolving landscape of digital currencies, Central Bank Digital Currency (CBDC) has emerged as a game-changer. With its potential to revolutionize payment systems, the Bank for International Settlements (BIS) recently launched a ground-breaking handbook, offering valuable insights into offline payments with CBDC. This comprehensive guid...

11 May 2023

The Psychological Toll of AI: Erosion of Empathy and Trust in Our Relationships

Artificial Intelligence (AI) is rapidly changing the way we live, work, and interact with each other. From virtual assistants like Siri and Alexa to self-driving cars, which are getting a lot more buzz post chatgpt, AI is making our lives easier and more convenient. However, the increasing integration of AI into our daily lives also profoundly i

07 May 2023 /people /sustainable Artificial Intelligence and Financial Services

Beyond Disruption: Fostering Growth and Innovation Without Sacrificing Existing Businesses

Over the last few decades, "disruption" has become a prevailing mantra in the business world. Companies have been urged to disrupt industries, disrupt competitors, or even disrupt themselves to innovate and grow. Disruption is often seen as synonymous with innovation, and it is no wonder it has become a widely discussed topic. Whether

05 May 2023 /payments /crypto Innovation in Financial Services

Ajay Banga's Appointment as World Bank President: A New Dawn for Global Economic Leadership:

The nomination and subsequent appointment of Ajay Banga as President of the World Bank by President Joe Biden has generated considerable excitement and interest around the global community, stirring excitement and anticipation for what his leadership will bring. As a payments expert working in the financial inclusion space along with G20 GPFI, who...

04 May 2023 /people /inclusion Finextra site news

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