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Santosh Radhakrishnan

Chief Commercial Officer
XYB by Monese
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05 Jul 2023
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

A successful entrepreneur, intrapreneur, active investor and business growth executive. With over 20 years of experience in the FinTech and information technology industry, Santosh helps banks, non-banks and banking ecosystem partners thrive, grow and execute through harnessing digital-led banking services and technologies.

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As a global technology executive with strong management experience, Santosh works with businesses advising FinTechs to grow. scale and strategize, implementing core banking, finance and risk transformations, as well as end-to-end enterprise solutions for financial institutions across international markets.

Latest opinions

Santosh Radhakrishnan

No 7. Choosing a New Banking Solution - All Cores Aren’t the Same

Given the number of solutions available and the cost and complexity of building one from scratch, banks would be better served by acquiring a 3rd party core banking solution. One that is proven with existing customer implementations and designed for flexibility to meet the varying requirements across different banks, geographies, customer segment...

20 February 2024 Banking

Santosh Radhakrishnan

No 6. From Rip and Replace to Modernisation – The Approaches to Addressing Legacy Core Challenges

Why the time is right to modernise Nobody ever said that replacing a core system would be cheap or easy, and we highlighted this previously when we discussed the challenges of replacing core banking. Nevertheless, not all projects to replace core banking have been failures. Below, we discuss the different ways that banks have approached core bank...

13 February 2024 Banking

Santosh Radhakrishnan

No 5. The Challenges of Core Banking Replacement

As we highlighted in the Evolution of Banking, the technology landscape has evolved over time. Each change has brought new capabilities that were not possible with previous versions. At the same time, memory and storage capacity have become cheaper and much larger. To give an idea of how dramatic this change has been, consider that 1TB of storage ...

05 February 2024 Banking Architecture

See all 7 opinions by Santosh

Santosh writes about

  • payments
  • sibos
  • retail banking
  • cloud
  • devops

Santosh's opinion archive

  • 2024 (9)

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  • Coreless Banking

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