Brian Richardson

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WIZZIT

Member since

08 May 2008

Location

Johannesburg

Latest opinions

Banks and FIntechs

The debate is interesting. To give some context, I come from a big Bank background where I worked for the first 10 years of my career. I have been an entrpreneuur since the age of 28 and started a fintech back n 2002 with my long standing business partner back on 2002, before the word "fintech" was invented. I was warned by my friends ...

04 January 2022 Banking Strategy, Digital and Transformation

Cash is the enemy

For Financial inclusion to be a reality a number of critical factors need to be in place. There is little or no doubt that the benefits of financial inclusion far outweigh the enormous downsides of an unbanked population. We need government support. We need support from the banks, the telcos, the retailers, the fintechs, the card associations it ...

15 February 2018 Financial Inclusion

Latest comments

Starling sees little demand for rise in contactless limit

This is very interesting and supports what we have found with our TapOnPhone product that has been launched around the world. In a poll conducted on LinkedIn not 1 person - 0% of respondents indicated that they did not want PIN. 95% said that they would like the abiility to set their own limit as to when PIN was required and 5% said they wanted PIN on every transactions - irresepective of value

14 Oct 2021 12:37 Read comment

Standard Chartered rolls out digital-only bank to three new markets

I am facinated that when 70% of the market in Africa still has feature phones, why as part of your digital strategy and inclusive banking you state ..The next wave of app-based banking services ...etc. Apps do not work on Feature phones.

01 Jul 2019 12:14 Read comment

Digital-only banks losing their appeal

Is it digital only banks that are losing their appeal or the fact that many of them do not offer lending as per the traditional bank model. I would think that a digital only bank is growing in appeal for transactional functionality and even savings. If we are saying that banks = lending, then the headline and supporting research is probably correct.

05 Mar 2018 18:46 Read comment

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