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Kanika Hope

Chief Strategy Officer
Temenos
Member since
26 Jan 2016
Location
London
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Chief Strategy Officer

Experience

Summary

Almost 30 years of experience in banking technology and operations for leading global organizations such as McKinsey & Company, General Electric and SAP.

Latest opinions

Kanika Hope

An uncertain future for challenger banks

Challengers face an uncertain future. Some will run out of cash, some will get acquired by incumbents or even the more successful challengers, and then there are those that will succeed independently. So what are the possible outcomes? Shut Down: Of ~630 launches since 2010, ~180 challenger banks have ceased operations due to lack of sustainable r...

11 December 2023 Banking

Kanika Hope

A turning tide for challenger banks?

The climate has changed for fintechs and challengers this year. They are entering unchartered territory in a rising interest rate and recessionary environment with tightening funding and incumbent fightback. Their competitive edge around niche propositions, superior customer experience and rapid growth is being eroded by a number of factors. Fund...

04 December 2023 Banking Strategy, Digital and Transformation

Kanika Hope

Profitability – the holy grail for challenger banks

Kanika Hope, Chief Strategy Officer at Temenos Challenger banks have been a growth story in banking in the last decade. Today there are ~450 challenger banks globally worth $300B in 2022 compared to 100 in 2017 worth 161B. However only 5% of non bank-owned challengers are profitable. Despite low operational costs, the average cost income ratio of c...

27 November 2023 Trends in Financial Services

See all 9 opinions by Kanika

Kanika writes about

  • payments
  • sibos
  • retail banking
  • cloud
  • start ups
  • covid-19
  • predictions

Kanika's opinion archive

  • 2023 (3)
  • 2021 (2)
  • 2020 (1)
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Andrew Reeves

Andrew Reeves
Managing Director, SaaS Business Office at Temenos

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SaaS Solutions Marketing at Temenos

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Abhijeet Anand
Principal Digital Consultant at Temenos

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Kalliopi Chioti

Kalliopi Chioti
Chief ESG Officer at Temenos

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Patrick Devlin

Patrick Devlin
Senior Vice President of Payments at Temenos

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