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David Ratnage

Commercial Lending Director, Capital Markets
FIS
Member since
12 Feb 2020
Location
London
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

David is Director of Product Management for Commercial Lending at FIS.

Experience

Summary

David has thirty years of experience delivering credit risk and lending lifecycle transformation. Formerly a Banker, David transitioned to software provision in 2001 and has led the design of credit lifecycle management solutions at a number of providers.

Latest opinions

David Ratnage

Digitalize to Diversify in Commercial Lending

When the going gets tough for commercial lenders, the tough get diversifying. In challenging macroeconomic conditions, there’s no guarantee your traditional customer base will weather the storm. But do you have the innovative digital technology you need to move into new markets? Some regional banks in the U.S. have already suffered the consequences...

20 March 2024 Banking and Lending Solutions

David Ratnage

Commercial lenders are developing a digital response to COVID-19

When the world last confronted a global crisis, it's fair to say that banks were at the center of the problem. This time around, the industry is doing all it can to form a big part of the solution. And in the face of COVID-19, commercial lenders are leaning on their digital infrastructure as never before. First, as in every other sector, a top pri...

21 May 2020 Capital Markets Technology

David Ratnage

All Digital Lending Approaches are Not Created Equal

With on-demand services and faster decisions, digital lending platforms are changing the face of commercial lending. But digital approaches differ – and as banks transform their operations to keep up with online competitors, they need a technology-driven approach that moves beyond speed and takes them into new, unexplored areas. While digital disr...

16 March 2020 Capital Markets Technology

See all 4 opinions by David

David writes about

  • artificial intelligence
  • wholesale banking
  • cloud
  • markets
  • covid-19

David's opinion archive

  • 2024 (1)
  • 2020 (3)
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SVP, Division Executive, Lending at FIS

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