Dmitry Dolgorukov

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GiniMachine

Member since

19 Mar 2018

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Vilnius, Lithuania

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AI Tech for Financial Inclusion and Better Marketing: What You Need To Know

The finance industry has long been riddled with criticisms of biased lending. Studies show that minority groups often face discrimination when applying for loans. Usually, this results in higher interest rates or even outright rejection. This way inclusive lending can become another opportunity to differentiate from competitors. However, such a pr...

24 December 2021 /sustainable /inclusion Artificial Intelligence and Financial Services

Fintech Developments: How AI and ML Will Impact Finance Next Year

2021 was a year marked by the implementation of the rapid digital transformations that began accelerating when the coronavirus pandemic first hit the world in 2020. Fintech firms and other businesses around the world invested heavily in transforming to meet the needs of the new normal—remote working, social distancing, and a business world changed...

21 December 2021 /predictions Artificial Intelligence and Financial Services

Trends and Technologies That Are Changing Finance of 2022

Back when we first heard of Bitcoin in 2009, many brushed off the cryptocurrency as just a new fad, refusing to believe that technology had the power to impact such a stalwart industry as finance. Now, twelve years later, we are seeing tech, and not just crypto, integrate with almost every area of the financial world, from payments to insurance to...

17 November 2021 /predictions Trends in Financial Services

Five Digital Transformation Hurdles In Financial Services And How To Avoid Them

Seventy-three percent of digital transformations fail to produce sustained ROI. At least, that’s what a 2018 study found. It’s an astounding figure considering that at the same time, companies are investing more in upgrading their digital offerings. According to a survey of over 2,500 organizations, 97% of company heads said the pandemic accelerat...

20 October 2021 /predictions Banking Strategy, Digital and Transformation

Hybrid Banking And Hybrid Customers - New Trend in Financial Services?

English monk and poet John Lydgate is attributed with saying, “You can please some of the people all of the time, you can please all of the people some of the time, but you can’t please all of the people all of the time.” Hybrid banking challenges that statement by combining the power of digital service with brick-and-mortar banking. What Is Hyb...

21 September 2021 /retail /predictions Banking Strategy, Digital and Transformation

5 Ways Embedded Finance Will Change the Future

Between 2020 and 2021, the coronavirus crisis caused businesses to rethink and accelerate their digitization strategies unlike ever before. Digitization projects planned for years in advance were completed within months. As we head further in 2021, it’s clear that these changes are here to stay. One of the most notable examples of digitization is ...

29 August 2021 /predictions Embedded Finance

How No-Code AI Is Changing Financial Business

Companies seeking to implement artificial intelligence (AI) solutions often find themselves faced with a lack of knowledge and high costs, and that’s before they even get started. According to a 2017 survey by Deloitte, 47% of businesses complained of difficulties integrating AI projects into their current systems. Meanwhile, 40% noted cost as a s...

04 August 2021 /predictions Artificial Intelligence and Financial Services

Open Banking To Open Finance: The Path To Fairer Finance

First, there was open banking — a considerable step forward in democratizing the financial services industry. With third-party access to banking via application programming interfaces (APIs), consumers were able to connect with a broader range of financial products and take greater control over their financial future. Now, the wave of open techno...

08 July 2021 /regulation /predictions Open Banking

The Finance Industry's Obstacles Are Its Opportunities

The previous year was one of great uncertainty. It exposed the vulnerabilities in society and fundamentally changed the way people did business. With many face-to-face services closed, the finance industry was driven to find innovative ways to connect with customers. The path ahead is full of challenges and opportunities. Let’s look at what this m...

10 June 2021 /markets /predictions Trends in Financial Services

Post-Pandemic Recovery Predictions For Banks And Fintechs

Although the global pandemic continues, glimmers of hope, in the form of vaccines, are appearing that promise the potential to get the world moving again. And this is fantastic news. But what will the world look like, and will it ever be the same as it was before? When it comes to lending, it’s unlikely things will go back to the way they were. Le...

14 May 2021 /retail /predictions Trends in Financial Services

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