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Embedded Finance

A group about everything related to embedded finance.

Retired Member

Retired Member 

Why a slow uptake of Embedded Wealth is an FI problem, not a tech problem

If the confrontational posture of the title to this blog has you reading this opening sentence, then it can lay claim to having performed its job. However, it’s worth quickly explaining that it was only intended as a playful device to draw you towards a current sticking point within the broader wealth management industry: That financial institutio...

/wealth

Brad Goodall

Brad Goodall CEO at BANKED

How to combat the rise of fraud during a recession

The brutal combination of high energy prices, high inflation, soaring interest rates, and global economic weakness has made the UK economy ripe for a recession until the middle of next year, according to a recent analysis by EY. Where’s there a recession - there’s also a rise in online crime. Not only do merchants have to be wary, but also consume...

/payments /inclusion

Retired Member

Retired Member 

3 ways banks and wealth managers are adopting Embedded Wealth today (and why only one is delivering)

Such has been the stratospheric growth of embedded finance over the last 10 years, it was perhaps always inevitable that it would sprout new limbs and infiltrate other areas of money management from lending to insurance. Among these newer extremities is one that promises to transform how people use their wealth forever – embedded wealth management....

/wealth

Retired Member

Retired Member 

What if FinTech Product Management Started by Saying Yes?

The first principle you learn as a Product Manager is a simple one: how to say no. Steve Jobs famously said “I’m actually as proud of the things we haven’t done as the things we have done. Innovation is saying no to 1,000 things.” Building great products, the lesson goes, demands focus. And focus is about saying no – not only to the bad ideas, but...

/startups /inclusion

Retired Member

Retired Member 

Fintech and insurance – a dream team

When a forecast on the development of the embedded insurance market appeared in December 2020, an outcry went through the industry. The prediction: the potential market value of companies that enable embedded insurance solutions is expected to reach a staggering $3 trillion by 2030. A figure that would make any insurance chairman's eyes water. ...

/startups /markets

Rob Straathof

Rob Straathof CEO at Liberis

Instagram has launched ‘payment in chat’: what does this mean for online merchants?

Last month it was announced that Instagram is introducing a ‘payments in chat’ feature, where users can purchase products from businesses and track orders via the direct message function. Initially being rolled out across the US, if it follows the format of most trials from Meta, it’ll likely be available in more markets in the near future. Given ...

/payments /inclusion

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Breaking Through The Noise: A Seamless Customer Experience is Key to Success

Processing payments is complicated. It’s even more so with outdated and disconnected software vendors and processes, keeping payment data fragmented and prolonging the challenge to incorporate, offer, and support new payment options seamlessly. The outcome is that businesses struggle to update payment offerings and, alternatively, are faced with s...

/payments

Helghardt Avenant

Helghardt Avenant CEO at Rehive

The embedded finance opportunity for marketplaces and gig-platforms

The US will have more than 86 million gig workers by 2027, and 50% of online spending will take place on marketplaces by 2030. In Europe, 28 million workers are active on gig-platforms and this is expected to double by 2030. The rise of gig-economy marketplaces has led to an increase in competition in the space. Gone are the days when Uber was t...

/payments /retail

Jelle Van Schaick

Jelle Van Schaick Head of Marketing at Intergiro

Community Banking 2.0: Why Should Neobanks Focus on Niche Markets?

The banking industry is undergoing a material shift in how businesses and consumers bank with an explosion of new alternative offerings. One of the most interesting phenomena that is developing as part of the fintech revolution is 'niche banking'. The niche banking model helps meet the needs of a growing segment of the population who feel underser...

/startups /markets

Sergio Barbosa

Sergio Barbosa CIO at Global Kinetic

Big competition from non-banking brands coming soon

Most shareholders of traditional banks continue to focus on the more obvious indicators when assessing value. However, brand value is fast becoming an important measurement, especially when that brand can be turned into a new and thriving bank. Embedded finance is best described as when a non-financial company offers credit and other financial ser...

/retail /inclusion

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