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The India Policy Series: How the RBI Guidelines will impact digital lending models
Retired Member

Retired Member

The India Policy Series: How the RBI Guidelines will impact digital lending models

Digitising lending brings many benefits from more inclusive and efficient processes, to improved credit decisions, and a better customer experience. However, the emergence of digital lenders in India in the last few years through online platforms and mobile apps, has led to concerns around potential systemic implications. Last November, the Reserv...

/payments

Quiet firing and quiet quitting: TikTok trends hurting your career
Retired Member

Retired Member

Quiet firing and quiet quitting: TikTok trends hurting your career

We are burned out, or so the experts say. Although we are not sure we need an impartial expert to tell us that the stress of the last two years coupled with rising inflation costs, ongoing political upheaval, and changing workplace norms has taken its toll. We lived through it. Experts, and counting psychologists, economists, and career coaches am...

/people

The importance of determining your financial personality
Marco Mottadelli

Marco Mottadelli Head of Global Brokerage at Fineco Bank

The importance of determining your financial personality

Your financial personality influences your attitudes to money and investing, so understanding a bit more about it can help curb bad habits and build good ones. Just as there are optimists and pessimists, thinkers and doers, each of us has a financial personality that shapes our attitude towards money: spending, saving, and investing. The key is not...

/people

Rebundling: What do fintechs really think?
Níamh Curran

Níamh Curran Senior Reporter at Finextra

Rebundling: What do fintechs really think?

Client-stickiness is something all fintech firms strive for. A recent trend has emerged in which fintech firms are becoming a ‘one-stop-shop’ for the full financial lifecycle, aiming to achieve customer loyalty by offering a full range of products and services. These players are taking previously unbundled services, and rebundling these offerings ...

/payments

Debt financings for fintech startups: Are they the new venture round?
Lyle Solomon

Lyle Solomon Principal Attorney at Oak View Law Group

Debt financings for fintech startups: Are they the new venture round?

In the first seven months of the year, venture capital (VC)-backed businesses in the United States raised close to $15.9 billion in debt through 321 deals, according to Crunchbase data. Startups disclosed over $13.3 billion in debt in 320 acquisitions by the same time in 2021. Debt experts claim that the growth is definitely real Even though it's ...

/startups

Why working on holiday is bad for your job
Retired Member

Retired Member

Why working on holiday is bad for your job

While TikTok is exalting the benefits of “quiet quitting”, the rest of us are over here pushing through the always-on culture of remaining connected to work – even when we’re on paid time off. We weren’t always like this. The shift to hybrid working has blurred formal boundaries separating work from our leisure time. After all, if you’re fitting yo...

/people

Here’s how to get hired at Crowdcube
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Here’s how to get hired at Crowdcube

‘Breaking into Fintech’ is a series that asks experts for tips to help job seekers join the industry. For this installment, we spoke to Sarah Lee, vice president of people and culture at Crowdcube, for insights around how to get hired in fintech. Who knows, after reading this you might find yourself paddleboarding alongside fellow ‘Cubers’. Crowdc...

/people

Collaborating for the future of Fintech: Driving innovation on the Isle of Man
Kurt Roosen

Kurt Roosen Head of Innovation at Digital Agency, Isle of Man Government

Collaborating for the future of Fintech: Driving innovation on the Isle of Man

This piece was co-authored by Simon Pickering, head of insurance and pensions at Finance Isle of Man. The fintech landscape is constantly evolving. It has the potential to transform everyday lives, change the way businesses are run, and define the future of finance. In the last few years, we have already seen how the integration of digital and ope...

/Sibos

Two-thirds of UK workers want a better work-life balance
Retired Member

Retired Member

Two-thirds of UK workers want a better work-life balance

Do you see work-life balance as a myth, or is it something you constantly strive to achieve? Research from Gallup shows that 61% of U.S workers are seeking a more improved work life balance, a desire brought about by the increase in flexible working caused by the pandemic. The picture is broadly the same in the UK. Recent research from HR and pay...

/people

Here’s how to get hired at Yapily
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Here’s how to get hired at Yapily

For the latest piece in ‘Breaking into Fintech’, Finextra’s series that goes behind the lines to see what industry leaders are looking for in future hires, we sat down with Caroline Abercrombie, chief people officer at Yapily. Yapily is an open banking platform which works to provide infrastructure to financial institutions and innovate the payment...

/people

The fall of big tech: The impact on investing opportunities
Marco Mottadelli

Marco Mottadelli Head of Global Brokerage at Fineco Bank

The fall of big tech: The impact on investing opportunities

It has been a dismal start to the year for some of the world’s largest technology companies as earnings have slowed and their high valuations have been called into question. Is the future as bright for the glory sector of the 2010s? Technology has seen an extraordinary run since the global financial crisis. In the ten years to June 2022 the technol...

/markets

The Future of Digital Banking in the UK: Retaining top digital talent
Níamh Curran

Níamh Curran Senior Reporter at Finextra

The Future of Digital Banking in the UK: Retaining top digital talent

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. The “talent drought” has been a key topic of discussion from fintechs and banks alike. As companies become more in need of talent, especially those providing the building blocks for an increasingly digital banking world, it is the problem of these instituti...

/Sibos

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