Latest long reads: Finextra Research

The Zoom ceiling is the new glass ceiling

Kirstie McDermott Senior Content Editor at Amply

The Zoom ceiling is the new glass ceiling

In 1978, writer Marilyn Loden coined the term “the glass ceiling” to describe the often invisible barriers women and minorities face in the workplace. While women do not tend to experience difficulty entering organisations at lower-to-middle levels, they often get stuck when they seek to advance to leadership positions and their numbers dwindle. H...

28 October 2022 /people

Adapt to survive in 2023: A step change for business models in fintech

Pat Patel Executive Director at Elevandi

Adapt to survive in 2023: A step change for business models in fintech

The origins of fintech date back to the Global Financial Crisis of 2007 to 2008, when financial institutions suffered large losses and needed government assistance to survive. In the same period, mobile technology exponentially grew, which further yielded a new breed of financial institutions. Web 2.0 created opportunities for fintech companies t...

27 October 2022 /startups

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

Scott Hamilton Contributing Editor at Finextra Research

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

“Cyber is my number one issue…it’s what keeps me up at night” said the treasurer of a large US nonprofit. He was part of a gathering of around 50 fellow financial leaders for a Fraud Symposium at the 2022 Association for Financial Professionals (AFP) annual conference in Philadelphia Sunday. The event continues through October 26. The AFP is the m...

26 October 2022 /payments

The Future of Digital Banking in North America: Building the experience of finance

Paige McNamee Senior Reporter at Finextra

The Future of Digital Banking in North America: Building the experience of finance

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. As we delve deeper into the realm of digitised financial services, it is becoming clear that the line between physical and digital experiences are becoming increasingly blurred. This is due in no small part to the experiential applications, products, and ...

26 October 2022 /devops

CBDC: Powering the future of money in the digital era

Rajashekara Maiya VP at Infosys

CBDC: Powering the future of money in the digital era

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. The last couple of years have witnessed a revolution in digital currencies globally. Rapid advancements in technology and decline in cash transactions, particularly through the pandemic, have further fuelled their rise. A report by UNCTAD in 2021 indicat...

25 October 2022 /crypto

The Future of Digital Banking in North America: Chain reactions - Cryptocurrency vs. remittances

Madhvi Mavadiya Head of Content at Finextra

The Future of Digital Banking in North America: Chain reactions - Cryptocurrency vs. remittances

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. The payments landscape is currently undergoing intense digital-led transformation, but is there a place for both remittances and crypto? Across the spectrum of cryptocurrency and money transfers, how are digital currencies are finding a space in the indus...

25 October 2022 /retail

The Future of Digital Banking in North America: Offence and defense - Fraud vs. regulation

Sehrish Alikhan Reporter at Finextra

The Future of Digital Banking in North America: Offence and defense - Fraud vs. regulation

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Post Covid-19, North America has seen significant market growth in e-commerce and digital payment systems. Financial institutions are determining how to move forward where non-traditional payment systems are being introduced. To confront these waves of ch...

25 October 2022 /retail

Alex Jimenez Managing Principal, Financial Service Consulting at EPAM

Consumer trends changing banking

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Lauren was five months pregnant. For the past few months, she and her husband had been making plans to welcome their new child. As she drove her trusty 2016 Toyota Yaris to run errands, she began thinking about getting around with her child. She looked in...

24 October 2022 /retail

The Future of Digital Banking in North America: How vulnerability will lead to better protection

Níamh Curran Senior Reporter at Finextra

The Future of Digital Banking in North America: How vulnerability will lead to better protection

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Digital banking is now very much in the mainstream, with the World Bank reporting that two-thirds of adults globally make or receive digital payments. However, with the successful rise of digital banking in North America, vulnerability has become a commo...

24 October 2022 /retail

Open banking: The next frontier for enhancing financial experiences

Nate Marquiss Director of Financial Services at Trustly

Open banking: The next frontier for enhancing financial experiences

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. We are in an era of great economic, environmental, and political change, and the immediate effects on the global market are increasingly noticeable. The pressures that transpire from these changes have domino effects on how digital and financial services ...

24 October 2022 /retail

Aoibhinn Mc Bride Content Editor at Jobbio

These perks can add to your salary

In the post-pandemic world, perks like on-site meals and snacks, massages, and being able to conduct a team meeting from the comfort of an indoor hammock have lost their value. According to a new Work Trend Index study, 47% of workers are now more likely to put family and personal life over work than they were before the pandemic. In addition, 53%...

21 October 2022 /people

Breaking into Fintech: Here’s how to get hired at Xero

Sehrish Alikhan Reporter at Finextra

Breaking into Fintech: Here’s how to get hired at Xero

Sitting down with Tracey Wells, talent experience manager at Xero, we discussed how potential hires can learn about the fintech field and land their ideal position. The New Zealand-based software company specialises in cloud-based accounting software and has offices from New Zealand and Australia, to the UK, and US. What top tips can you offer cand...

20 October 2022 /people

Long reads