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Open Banking

Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.

Vladimir Kuiantsev

Vladimir Kuiantsev Managing Partner at AKURATECO

How Open Banking Technology can Improve your Revenue

Open banking is a relatively new and revolutionary technology that is transforming the world of payments right now, becoming increasingly popular. Besides, open banking is definitely there for the long run, so financial service providers should integrate its technologies into their business models. This article explains what open banking is, wha

/payments /inclusion

Amit Gupta

Amit Gupta Director at Matrix-IFS

Balance Open Banking Enthusiasm with Caution

Digitalization and Open Banking are two most prominent trends in banking industry in recent time. While the former was initiated by changing customer behavior, the latter was driven by regulatory and market forces. Open Banking is a new kid on the block with a lot of promise and fanfare, but it can present new challenges for financial services. Rat...

/regulation /crime

Hubert Rachwalski

Hubert Rachwalski CEO at Nethone

Juggling security and frictionless experiences with PSD2 and PSD3

The revised payments services directive (PSD2) has been the European Union’s open banking buzzword since it came into force on 01 January 2018 (albeit with some implementation delays). Already we have seen some positive effects with reduced eCommerce fraud rates across the European Union (EU). This was always one of its main goals through the intr...

Donica Venter

Donica Venter Marketing coordinator at Traderoot

Destination: Moon. An Overview of the Global Open Banking Market

As the banking industry continues to develop, open banking is becoming increasingly popular as it allows consumers to enjoy faster, cheaper and more personalised banking solutions. The fintech industry needs to recognise that open banking is a major source of innovation and is set to revolutionise the banking industry. What is open banking? Open b...

/payments /retail

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

How Can a Bank Start Offering BaaS

While COVID has thrown traditional banking operations in disarray but it has also established new fintechs in the financial services business. With the Central bank’s push toward digitalisation, we can safely assume that this trend will inevitably make fintech proliferate deeper into the incumbent bank’s market. Fintechs like Open, Bajaj Financ...

/payments /retail

Jakob Rost

Jakob Rost CEO & Founder at Ayoconnect

An open finance model for the world

Open finance has gained an unstoppable momentum. From its beginnings in Europe, open finance has spread rapidly to the Americas, Australia, India, and my own company’s home market of Indonesia - among others. There have been different models to get us to this point. Europe, which claims to be the 'cradle of Open Banking,’ is regulator-led thanks t...

/payments /inclusion

Den Burykin

Den Burykin Managing Director at Fastlane Solutions

Open Banking pushback shows consumers need guidance

The Royal Commission into banking misconduct continues to act as a perfect catalyst of the reliable, responsible and independent future of the Australian digital financial and payment capabilities. The reality is things going wrong under Open Banking will come down more to technology and human error. It’s our job to manage those expectations, espec...

/regulation /devops

Seb Wallace

Seb Wallace Investment Director at Triple Point Ventures

Open Banking is amazing - but could be so much more

Open Banking is a flop, it’s too costly, “clunky”, and businesses struggle to make money from it. That was the view of Anne Boden, CEO of Starling Bank, speaking to MPs on the Treasury Committee in October 2021. But, there's increasing evidence that her view is untrue or, at least, incomplete. While it’s true that there are hurdles to overcome in t...

/regulation /startups

Ron De Bos

Ron De Bos Director of Product Management, Payments at Digital River

Why Open Banking Heralds a New Era of eCommerce Merchant and Bank Collaboration

What do banks fear most? You might think it would be another Black Monday on the stock market, the spectre of runaway inflation, or maybe a digital heist that ruins their reputation. In reality, quite possibly the worst thing imaginable would be for their merchant customers to start asking themselves, “Do we even need our bank anymore?” Impossib...

/payments

Lawrence Byers

Lawrence Byers Product Manager at Acquired.com

Open Banking: Has the penny dropped for UK lenders?

Fueled by the pandemic, the lending landscape has changed drastically in recent years. Amongst other things, the meteoric rise of Buy Now Pay Later (BNPL) services and increased up-take of online banking has resulted in consumers who now, in addition to demanding seamless and embedded experiences when engaging with financial products and services,...

/payments /markets

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