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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

John Bertrand

John Bertrand MD at Tec 8 Limited

Instant cross-border payments, with G20 recommendation, are coming.

A superb discussion at EBAday 2023 was on the move to real-time cross border payments everywhere. Movement from next day payment delivery into the bank account to within an hour to become the new norm. “The G20 proposed standard of 75% payments made within 60 minutes.” The G20 standard coupled with the EU are mandating instant euro payments by year...

/payments /regulation

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

How Fantasy Cricket Challenged Indian Payments Ecosystem

���� India has Indian Premier League, Online platforms, Mobile Applications, and Cheap mobile data. This made fantasy cricket leagues have become hugely popular in India in recent years. Anyone with a smartphone and internet can take part in fantasy cricket leagues and win money 💰 Firms like Dream11 booked more than 60 % of media space on TV a...

/payments /markets

Justin Hanna

Justin Hanna Head of Direct Sales at Acquired

Money 20/20: Unveiling the Future of Finance with AI, Cross-Border Payments, and Neobanks

This week Money 20/20, the world's leading event for the financial industry, once again took over Amsterdam, bringing together the brightest minds, innovative technologies, and ground-breaking ideas. Having just got back, I have noted down some of my initial takeaways about the key themes which stood out at this year's event as transformative tren...

/payments /predictions

Thomas Mueller

Thomas Mueller Co-Founder & CEO at Rivero AG

The Impact of ChatGPT and Large Language Models on Payments

Advancements in generative artificial intelligence, and in particular large language models (LLM) such as ChatGPT, have simultaneously caused mass excitement and concern about their impact on each and every industry. As an industry that has already dipped its toe into the field of AI, payments is a little-discussed yet key testing ground for the r...

/payments /retail

Fernando Zandona

Fernando Zandona CEO at Mambu

What does Big Tech breaking into BNPL mean for banks?

Buy Now Pay Later (BNPL) isn’t delaying its growth. Apple recently launched its awaited ‘Apple Pay Later’ feature in the US, allowing users to split purchases into four payments over six weeks, with no interest and no fees. This is not the first move Big Tech has moved into the BNPL space. BNPL companies like Afterpay already have partnerships wit...

/payments

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

Cross-Border Payment Processing: Challenges and Solutions

Cross-border payment processing refers to the process of sending and receiving payments between businesses and consumers in different countries. Cross-border payments can be complex and challenging, requiring careful attention to currency conversion, regulatory compliance, and other factors. Here's a look at some of the key challenges of cross-bor...

/payments /markets

Rowan Brewer

Rowan Brewer CEO at Paymentology

The Rise of the Multi-currency Bank Account

In recent years, the world has become more connected than ever. 15 - 20 % of ecommerce transaction value is already international, a trend that is steadily growing. Consequently, banks are increasingly offering multi-currency accounts, enabling individuals and businesses to receive, pay, and hold different currencies within a single account. Mult...

/payments /retail

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

The Impact of Payment Processing on Customer Experience and Loyalty

Payment processing is a critical aspect of e-commerce, and can have a significant impact on customer experience and loyalty. A smooth and secure payment process offering multiple local payment methods can enhance the overall customer experience, while a cumbersome or insecure payment process can detract from it. Here's how payment processing can i...

/payments /markets

Fatemeh Nikayin

Fatemeh Nikayin Co-Founder at Rivero

The Card Payments Value Chain Analysed (Part II)

Now that we have outlined the different parts of a card payments value chain, we can explore how issuing banks can optimise their value chain. How is the card payment value chain structured? And what are the challenges for issuing banks? As covered in the previous article, the card payment value chain consists of several parts. Traditionally, ba...

/payments /retail

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

Why Merchants Can No Longer Overlook The Rise in Crypto Payments

Cryptocurrencies are a trending topic regularly discussed yet rarely understood. The highly publicised price spike of Bitcoin in late November 2021 triggered a wave of public interest in decentralised finance, with businesses, consumers and investors seeking out new opportunities across the crypto ecosystem. However, the sudden willingness to embr...

/payments /crypto

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