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Latest /payments expert opinions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Keeping Cash Flowing: The Complexities of Bank Cash Logistics

In recent years, the usage of physical cash (notes and coins) has been on a notable decline worldwide, with significant reductions projected for the near future. According to the "Global Payment Report 2014," cash usage in various countries is expected to see substantial drops by 2027 compared to 2019. For instance, India is anticipated ...

/payments /inclusion Financial Supply Chain

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

What are the popular payment methods in Nigeria compared to Saudi Arabia?

The Middle East and North Africa (MENA) area has witnessed a notable surge in the e-commerce industry in recent times, coinciding with notable progressions in point-of-sale (POS) payment systems. This dynamic change, which reflects a larger worldwide trend toward digital transformation, is reshaping how customers make purchases and how organizatio...

/payments Fintech innovation and startups

Raman Korneu

Raman Korneu CEO at myTU

Getting SMEs and their financial C-levels over the embedded payment hump

Embedded payments are good for customers, good for the businesses that offer them, and good for the modern economy. So it’s almost surprising that mass adoption seems to be plodding along rather than moving at a breakneck speed. There are several reasons why, but lack of demand and desire isn’t one of them. Recent research demonstrates that altho...

/payments /predictions

Martynas Bieliauskas

Martynas Bieliauskas Founder & CEO at Klarpay AG

Not-so-open banking fails businesses that dare to dream beyond their borders

Even the smallest digital business is now a potential multinational. Whether it’s a vintage clothes retailer trading on Depop or a digital creative selling through a self-built website, customers can come from anywhere in the world. That was always the promise of the online revolution – to supercharge globalisation by removing the barriers to cros...

/payments Open Banking

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Creating operational efficiency for banks through process mining

Process mining is not a new phenomenon as financial services institutions have typically done some level of this when they are looking at ways to transform their sales and service operations and create efficiencies. But there is still some untapped potential here for banks and other financial services institutions. Starting with understanding wha...

/payments Banking Strategy, Digital and Transformation

Rasika Raina

Rasika Raina Executive Vice President, Transfer Solutions at Mastercard

Building a more inclusive age of digital remittances

Leaving your home, family, and country behind in the pursuit of new opportunities takes real courage and determination. International Day of Family Remittances, celebrated last month, is a chance to recognize the significant contribution migrants make towards supporting loved ones and furthering financial inclusion. Today, around one billion peopl...

/payments Frictionless Payments

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

QR Code Payments: What Exactly Are They?

The first QR code was created in 1994 to track cars as they were being manufactured by Denso Wave, a Toyota subsidiary. The ease of use and effectiveness of QR codes have fueled their expansion throughout time into a variety of sectors, including marketing, retail, and payment systems most notably. Using a QR (Quick Response) code to finish a fin...

/payments Frictionless Payments

Laura Newell-Mclaughlin

Laura Newell-Mclaughlin EVP of Integrated Payments and Campus Commerce at Transact Campus

Decoding Gen Z's Impact on Payment Technology: Insights from University Campuses

New payment trends are continuously emerging, reshaping the way we interact with financial services and technologies in our daily routines. But there is a way to quickly assess where these payment trends might be going next: head to college campuses. These hubs of innovation offer a unique glimpse into the future of payments, providing insights in...

/payments Payments strategies 2015-2020-2030

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

EU Trust Infrastructure and Cyber Security

Trust over IP started off to put users in charge of their data but much also because it was estimated that cyber crime annual damages was exceeding 6 trillion USD. With SSI and wallets for all verified data for all parties the risks and damages can be minimized. Much work is going on also in EU to improve cyber security - now especially in the fac...

/payments /identity Innovation in Financial Services

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Sustainable Finance: Navigating the Emerging World of Green Fintech

The fintech sector is undergoing a significant transformation, integrating sustainability into its core operations. This shift, known as green fintech, is revolutionizing the way financial services address environmental challenges. Here, we explore the emerging trends, technologies, and innovations driving this change, and highlight key players in...

/payments /retail Banking Strategy, Digital and Transformation

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