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Latest /payments expert opinions

John Bertrand

John Bertrand MD at Tec 8 Limited

Bank Fraud is Colossus: what can we do?

Bank Fraud was examined in clinical detail at LexisNexis ‘Trust:Live 2024 Conference. Fraud represents 49% of UK Crime. No one knows how many scammers are out there. The scale of scam messages, over 1 billion sent over the telecom networks this year, suggests a significant number of digital fraudsters. The Dedicated Card & Payment Crime Unit ...

/payments /crime Artificial Intelligence and Financial Services

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Rise of ESG in Fintech: Ethical Finance's Impact on Fintech Companies

The fintech sector is undergoing significant changes as it embraces sustainability and ethical principles. This movement, known as green fintech, is transforming financial services to address environmental and social issues. Understanding Ethical Finance Traditional financial metrics such as profitability and revenue remain crucial, but ethical fin...

/payments /retail Banking Strategy, Digital and Transformation

Robert Kraal

Robert Kraal Co-founder and CBDO at Silverflow

Are Payments A Commodity or Force Multiplier?

Say ‘Mississippi’. In the time it took you to say it, $199,771 USD was spent online – the $6.3 trillion eCommerce market divided by the 31,536,000 seconds in a year. If every sale made in that single second was routed to the average global citizen’s bank account instead of hundreds of companies then, since they earn $9,733 per year, they would ma...

/payments /startups The Payments Business

Cheryl Chiodi

Cheryl Chiodi Industry Strategist, Financial Services at Akamai

Observations from EBADay Lisbon and a Reflection from the Past

Lessons from the Past Prove Why Instant Payments Must Prioritize Security by Design Having just returned from an incredible week in Lisbon at EBADay 2024, I am eager to share insights from this year’s theme, “Orchestrating the Dialogue on Payments - The Collaborative Advantage.” The event encouraged collaboration and featured provocative conversat...

/security /payments API

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

Why Developed Economies are Benefiting from QR Payments?

It was long believed that developed economies firmly rooted in the credit and debit card tap-and-pay ecosystem would be difficult to change. Due to their perceived insecurity and clumsiness, QR code payments were limited to developing nations. But a subtle revolution is taking place that is upending this presumption. Singapore is one example. Once...

/security /payments Banking

James Booth

James Booth VP Head of Partnerships, EMEA at PPRO

Transatlantic ties: Comparing the payments landscapes of the US and the UK

There is a famous phrase, which has been attributed to both Winston Churchill and George Bernard Shaw, that states the UK and the US are “two nations divided by a common language”. This refers to the fact both countries use the same language, but style, spellings, and meanings are often quite different. This analogy can easily be extended to payme...

/payments /inclusion The Payments Business

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

Unleashing Potential: Harnessing Digital Payments in Emerging Markets

In the global arena of finance, emerging markets are increasingly becoming the epicentre of a profound shift in payment systems. As technology advances and connectivity spreads, these markets are experiencing a surge in the adoption of digital payment solutions, reshaping the way individuals and businesses, transact and interact with money. This a...

/payments /markets Innovation in Financial Services

Terry Hubert

Terry Hubert Global Trade Strategist at Swift

Putting an End to the Trade Digitisation Waiting Game

As we see different industries exploring how digitisation can improve their business practices, it’s particularly exciting to consider how innovative technology can enhance global trade practices. However, the complex nature of the industry creates unique challenges that will require the global community to come together to effectively drive a fri...

/payments /regulation

Nikolay Denisenko

Nikolay Denisenko Co-Founder & CTO at Brighty App

The Future of Work And Financial Planning: Can Neobanks Help Adapt to the Gig Economy?

The traditional model of the 9-to-5 job with a steady paycheck and employer-sponsored benefits is fading fast. Last year, up to 30% of the global workforce participated in some form of freelance or independent work. Fueled by digital platforms and on-demand services, this new landscape, known as the gig economy, offers flexibility and independence...

/payments /crypto Analytics in Banking

Alexander Bachmann

Alexander Bachmann CEO at Mitgo Group

Accelerating the Future of Cashback: Market Projected to Hit $108 Billion by 2025

In the age of widespread online shopping, cashback has emerged as an effective strategy for attracting traffic and enhancing customer engagement alongside the development of e-commerce platforms. According to a recent Statista study, the global number of online buyers reached 2.71 billion in 2024, and this figure is expected to rise to 2.77 billio...

/ai /payments Finextra site news

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