Alex Kreger Founder & CEO at UXDA
The concept of super apps has revolutionized the way users interact with digital services, integrating various functionalities into a single, cohesive platform. Initially coined by Mike Lazaridis in 2010, a super app offers a seamless, integrated experience by leveraging the unique capabilities of its platform. This article explores the huge poten...
22 July 2024 /retail /markets Innovation in Financial Services
Fiaz Sindhu Head of Community Banking at FIS
Rising interest rates create challenges for community bankers in terms of retaining lowcost core deposits – which are critical to profitable lending. Providing treasury management services is one prudent and practical approach to retain and grow commercial deposits of small and medium business customers. The success of this strategy is predicated...
18 July 2024 /retail /markets Banking Strategy, Digital and Transformation
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
The fintech sector is undergoing a significant transformation, integrating sustainability into its core operations. This shift, known as green fintech, is revolutionizing the way financial services address environmental challenges. Here, we explore the emerging trends, technologies, and innovations driving this change, and highlight key players in...
17 July 2024 /payments /retail Banking Strategy, Digital and Transformation
As I mark my 8th anniversary as a blogger on Finextra, I am filled with immense gratitude and pride. It's been an incredible journey of sharing knowledge, sparking discussions, and exploring the dynamic world of banking and financial technology. I extend my heartfelt gratitude to the Finextra community for your unwavering support, engagement, and i...
17 July 2024 /people /retail Banking Strategy, Digital and Transformation
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
Fintech Mafia Carousel Pumping is the circular shilling of one another's financial products and services by a bunch of fintech founders with least regard for truth or consumer interest. I recently came across the following exhibit of Fintech Mafia Carousel Pumping on LinkedIn. ========== Why do some of us trust Barclays or Bank of America more tha...
16 July 2024 /regulation /retail
Luigi Wewege President at Caye International Bank
The banking industry is undergoing a transformative evolution, driven by the rapid advancement of financial technology, or fintech. This burgeoning collaboration between traditional banks and fintech companies is not merely a trend; it is a fundamental shift that is reshaping the very foundation of financial services. In this op-ed, we will explor...
15 July 2024 /retail /predictions Financial Transformation
Jeremy Takle Founder and CEO at Pennyworth
Future banks should evolve to offer holistic financial solutions, moving beyond fragmented services and limited offerings. In this article, we’ll discuss how, by focusing on integrated solutions that help customers achieve their financial goals, banks can transform personal finance and enhance overall financial wellbeing for all. The financial lan...
15 July 2024 /wealth /retail Disruption in Retail Banking
Luke Allchin Director - North America at RFI Global
The evolving demands of modern banking consumers will force incumbent banks in the United States to adapt in order to remain competitive in a rapidly changing banking landscape. In recent years, the banking landscape in the United States has undergone significant change. In a market where the average relationship with the primary bank is 16.6 years...
11 July 2024 /ai /retail Banking Strategy, Digital and Transformation
Ben Goldin Founder and CEO at Plumery
Small and medium-sized enterprises (SMEs) are undeniably a cornerstone of global economic growth and innovation. The International Labour Organization recently reported that in most OECD countries, SMEs contribute more than 50% of GDP, with some global estimates placing this figure as high as 70%. Despite their significant economic role, SMEs cont...
09 July 2024 /retail /inclusion Banking
Barley Laing UK Managing Director at Melissa
In the financial services sector the transformative power of artificial intelligence (AI) promises to, and in many cases already is, driving real-time business success. From enhancing data-driven insight and productivity, to improving fraud detection and customer experience. However, in the rush to adopt AI many haven’t taken into consideration ho...
09 July 2024 /ai /retail Artificial Intelligence
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