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Latest /retail expert opinions

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Banking Innovation Trap: How Banks Can Ruin UX by Implementing Emerging Tech

The modern banking executive faces a pervasive challenge: how to innovate effectively in a rapidly evolving digital landscape. They are increasingly drawn to the allure of cutting-edge technologies─from AI and blockchain integration to cloud-based infrastructure and open banking APIs. However, when creating digital financial products and services,...

/retail /predictions Innovation in Financial Services

Kaustuv Ghosh

Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.

Macro Uncertainties, Technology and Community Banks-A possible path ahead.

I had an hour-long conversation with my peers at the World Finance Council panel discussion in Singapore recently. While we were talking about ESG and fintech, it is becoming increasingly clear that we need to consider a whole-of-ecosystem approach rather than fitting issues within silos. The key challenge in all this is uncertainty. Global supply...

/payments /retail Asia Financial Services

Vishnu Prasad R

Vishnu Prasad R Lead Enterprise Architect at Tata Consultancy Services

Revolutionizing Financial Services with Cutting-Edge EA Trends and Tools

Drawing on my experience as an enterprise architect in the BFSI sector over the past few years witnessed firsthand dramatic evolution of enterprise architecture (EA) and its increasing importance in driving strategic initiatives. This article throw light on the latest trends in the space of (EA) Enterprise Architecture, underscores the pivotal ro

/retail /sustainable Banking Architecture

Anup Chandrashekar

Anup Chandrashekar Vice President at Sonata Software

Transforming Banking: Generative AI's Role in Driving Innovation and Resilience

In the dynamic realm of banking, innovation has been the cornerstone of evolution and customer satisfaction. From the pioneering days of ATMs to the digital revolution brought forth by internet and mobile banking, financial institutions have always been at the forefront of embracing technological advancements. Today, as we embark on the cusp of a ...

/ai /retail Artificial Intelligence and Financial Services

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Rise of ESG in Fintech: Ethical Finance's Impact on Fintech Companies

The fintech sector is undergoing significant changes as it embraces sustainability and ethical principles. This movement, known as green fintech, is transforming financial services to address environmental and social issues. Understanding Ethical Finance Traditional financial metrics such as profitability and revenue remain crucial, but ethical fin...

/payments /retail Banking Strategy, Digital and Transformation

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Scalable Vector Database: The power behind recommendation engines

A Scalable Vector Database, a cutting-edge solution, is meticulously designed to efficiently manage high-dimensional vector data. Unlike traditional databases that handle data types such as strings and integers, vector databases are specifically engineered to store, index, and query vectors, which are numerical arrays representing features or chara...

/ai /retail Technology for Social Good

Alex Kreger

Alex Kreger Founder & CEO at UXDA

The AI Wars: Will On-Device Apple AI Outpace Cloud-Based Banking AI?

Integrating AI into banking services will obviously revolutionize the user experience in financial services, offering real-time advice and 24/7 transaction monitoring. However, this shift not only enhances user experience but also addresses critical data privacy concerns. Unlike traditional cloud-based AI, on-device AI, as introduced by Apple, pro...

/retail /predictions Artificial Intelligence and Financial Services

Simon Kent

Simon Kent Global Head of Financial Services at Kearney

Why top management in banking must act now to capitalize on AI

Artificial intelligence (AI) is set to transform the banking industry as we know it, and top management in the sector must prepare for this period of disruption before it is too late. If they do, the rewards are significant with industry leaders already predicting that AI could boost revenues by almost $1 trillion by 2030[1]. While banks are curre...

/ai /retail Banking Strategy, Digital and Transformation

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Self-supervised Learning: The future of Artificial Intelligence

Concept of Self Supervised Learning Self-supervised models generate implicit labels from unstructured data rather than relying on labeled datasets for supervisory signals. Self-supervised learning (SSL), a transformative subset of machine learning, liberates models from the need for manual tagging. Unlike traditional learning that relies on labeled...

/ai /retail Technology for Social Good

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Optimism returns to Fintech: How firms can support growth with the right data

The fintech industry has faced major hurdles due to economic ups and downs and changing regulations. This has forced fintechs to rethink their rapid growth plans. Unbridled expansion is no longer viable. Now, fintechs must prioritise sustainable and profitable growth over the long term. As a major contributor to the economy, the UK fintech sector ...

/retail /crime Fintech

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