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Latest /security expert opinions

Traci Krepper

Traci Krepper Head of Propositions, Identity and Fraud at Experian UK&I

Navigating the fraud landscape: 6 predictions for the year ahead

The evolving landscape of fraud in the financial sector demands a proactive approach to security. As criminals constantly refine their tactics to exploit vulnerabilities, the importance of predicting the trajectory of fraud and understanding the dynamics of KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations becomes critical for b...

/security /crime Trends in Financial Services

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Silent Whistleblowers: Anonymity as a Catalyst for Ethical Financial Practices

Whistleblowing has emerged as a pivotal force in unveiling unethical practices and fostering corporate integrity in finance. The concept of whistleblowing in this sector is not new, but its dynamics are continually reshaped by evolving societal norms and technological advancements. At the heart of this evolution lies the crucial role of anonymity....

/security /predictions Regulatory Reporting

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Why Digital Trust is important for banks

In his renowned book "The SPEED of Trust: The One Thing That Changes Everything," Stephen Covey emphasizes that the outcomes of one's efforts are determined by trust. To illustrate this concept, Covey alters the traditional business equation Results = Strategy x Execution to read Results = Trust (Strategy x Execution). Stephen Covey's tr...

/security /retail Technology for Social Good

Luigi Wewege

Luigi Wewege President at Caye International Bank

Unmasking Digital Threats: The Dual Threat of Anonymity in Cybersecurity Breaches and Financial Scam

The surge in cybersecurity breaches and financial scams presents a significant challenge and it is an ever-present danger in a sector that is increasingly digitalized. The core issue lies in the anonymity that the digital platforms afford bad actors, creating a complex environment for businesses and individuals alike. This article delves into the ...

/security /crime Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

There should be no doubt

Every organisation (enterprises, states, municipalities, 3rd sector) should asap deploy the now available simple EUDI-compatible applications for sending and receiving verified data (credentials) between each others, employees, citizens at large and many things. Why? Productivity leap (McKinsey: 3-6% GDPgrowth - EU commission slightly less), servi...

/security /predictions Innovation in Financial Services

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Biometric in banking

Recent years have witnessed a significant increase in the level of banking inclusion. In 2022, around 70% of the population had access to a bank account, up from ~40% a decade earlier, according to the World Bank. This expansion is primarily attributable to the digital revolution. As of 2014, only 35% of the adult population worldwide could send or...

/security /retail Biometrics

Retired Member

Retired Member 

One year to go on DORA! Why financial services should get ready now

It’s one year down and one to go for European financial organisations to get their houses in order. These institutions will have until January 2025 to ensure their compliance with the Digital Operational Resilience Act (DORA), demonstrating full visibility into their operations and how they ensure resiliency. DORA will be the latest addition to nu...

/security /regulation Banking Strategy, Digital and Transformation

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Why Do We Need Strong Resilient Financial System

Resilience is a process and an outcome of effectively adjusting to life's challenges and adversities, specifically through the exhibition of mental, emotional, and behavioral flexibility, as well as the ability to endure internal and external pressures. Organizational resilience pertains to the capacity of a business to proactively foresee, prepa...

/security /regulation Financial Risk Management

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

The ‘Zelle Fraud’ Scam: What it Is and How to Avoid it

Zelle is one of the most famous platforms to quickly send money to loved ones, friends, and family. However, now cybercriminals are taking advantage of it to get people’s account information. Using clever tactics to fool clients, fraudsters are now taking advantage of the existence of Zelle to get customers to give them their account information. O...

/security

Ameesh Divatia

Ameesh Divatia Co-founder and CEO at Baffle

How Financial Services Companies Secure Data in a RAG GenAI Environment

Few industries have the competitive pressure to innovate — while under as much public and regulatory scrutiny for data privacy and security — as the financial services sector. So, as companies implement new applications and services using large language model (LLM) AI platforms like ChatGPT, the financial services industry must take a different ap...

/security Artificial Intelligence and Financial Services

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