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Mantvydas Štareika

Mantvydas Štareika CEO at CapitalBox

Why the SME lending gap needs alt finance to embrace collateralized lending

Despite making up 99 percent of European companies and the backbone of its economy, small- and medium-sized enterprises (SMEs) remain underfunded in the billions of euros. Recent research estimates the gap is about 400 billion euro in the E.U. alone. These businesses are overwhelmingly underbanked, and it’s keeping them from growing. This situatio...

/wholesale /startups Small Business Lending Innovation

Sushama Divekar

Sushama Divekar Consultant - Retail Banking, Analytics & Insights at Not Applicable

Chief Data Literacy Officer (CDLO) – the new champion in the data world

The Chief Data Literacy Officer is not yet a role in the Data Management organization but must be – very soon. While the role of the Chief Data Officer has not completely been recognized or manned in many cases, and may not have matured as of now, is the need for a new entry into the C-suite world truly warranted? Well, the response to this is an e...

/retail /wholesale Analytics in Banking

Prateek Duhan

Prateek Duhan Senior Consultant at Capco

The DNA of a Successful Transformation Organization (Part 5)

Replacing Anecdata with Real Insights The Irish mathematician, physicist, and engineer Lord Kelvin left us with numerous scientific inventions and these striking words of wisdom: “What is not defined cannot be measured. What is not measured, cannot be improved. What is not improved, is always degraded.” In the previous four installments, we made a...

/wealth /wholesale Fintech

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

The next generation of commercial loan servicing systems in three dimensions

As interest rates rise and growth slows for commercial lenders, investment in the back office is back with a vengeance. That’s great news for loan servicing operations, which look set to benefit in more ways than one from a renewed focus on cost cutting and efficiency. In the boom times, when lending is one of the biggest drivers of top-line re...

/wholesale /markets Banking and Lending Solutions

Viren Patel

Viren Patel Financial Services Industry Strategist at Workday

What next for AI and ML in financial services?

Financial services firms are using Artificial Intelligence (AI) and Machine Learning (ML) more and more heavily. The latest research from The Bank of England and Financial Conduct Authority, for example, suggests that 72% of UK firms in the sector are developing or deploying ML, a branch of AI that gives machines the ability to "learn" f...

/retail /wholesale Artificial Intelligence and Financial Services

Alex Ford

Alex Ford President, North America at Encompass | RegTech Association | Women in RegTech

Can RegTech help address risk and regulatory challenges in a changing banking landscape?

As more banks concentrate on digital transformation to power growth and operational efficiency, the opportunity to simultaneously leverage technology to mitigate risk and promote transparency - particularly via RegTech solutions, is continuing to increase in relevance globally. This is a topic that I discussed as part of a panel of industry exper...

/regulation /wholesale RegTech

Sushama Divekar

Sushama Divekar Consultant - Retail Banking, Analytics & Insights at Not Applicable

Data as a Product – the foundational pillar for the new-gen Data Mesh Architecture

In our previous article, Beyond the monolithic era- Data as a Product (https://www.finextra.com/blogposting/23986/beyond-the-monolithic-era--data-as-a-product) we had touched upon the new concept, Data as a product which is the way forward for organisations to manage data and move towards a data mesh architecture. This article elaborates this new...

/retail /wholesale Analytics in Banking

Steve Sabin

Steve Sabin SVP, Division Executive, Lending at FIS

What today’s banks need from commercial lending technology and fintech vendors

In challenging times for banks and other commercial lenders, it’s more important than ever for fintech providers to understand how their clients’ requirements are evolving. So, at FIS, we always make it our business to ask. Our recent educational and networking event, Emerald, gave us an excellent opportunity to do just that. And as clients from a...

/wholesale /predictions Banking and Lending Solutions

Indra Chourasia

Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)

Generative AI: What it takes to turn a hyperbole into transformational paradigm

1. Evolutionary shift of Artificial Intelligence toward Generative AI Rapid advancements in artificial intelligence (AI) and machine learning (ML) techniques – e.g., natural language processing (NLP) and large language models (LLM) capabilities have intensified the wide sways of technology on the functioning of business, government, and soci...

/wholesale /markets Artificial Intelligence and Financial Services

Mahesh Pawal

Mahesh Pawal Portfolio Product Manager, Digital Transformation at Fiserv

When Digital Payments FAIL: Breaking Points | The Struggles of Trust and Infrastructure | PART 4

Embarking on a once-in-a-lifetime road trip through the vast expanse of Death Valley, you're filled with excitement and a sense of adventure. As you drive along the deserted stretches, a sign ominously declares, "NO GASOLINE STATION FOR THE NEXT 250 MILES.". You're now a little nervous about being so far from civilization. After all, the...

/retail /wholesale Frictionless Payments

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