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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

What is ESG in Banking

ESG Full Form : ESG stands for Environmental, Social, and Governance. ESG criteria are now becoming essential considerations in banking and financial sector. Though ESG started as a socially conscious investment strategy in the 1960s, it gained attention in 2020 at Davos. The International Business Council (IBC) and the World Economic Forum (WEF) ...

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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Artificial Intelligence in Banking

Artificial Intelligence and the importance of data AI is all about understanding the data. AI tries to decipher various patterns inside the data and the relationship between different entities, and it tries to either predict an event or generate more data. In earlier years, with the help of ML and deep learning, AI was used to predict the possibi...

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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Digital Transformation in banking

Though the last couple of years, including the pandemic, have forced banks to 'embark upon a digital transformation journey,' we still find many gaps here. During the pandemic, banks realized their services needed to reach customers even during lockdown. Many banks have moved to the cloud, and for them, moving to the cloud has become a digital tra...

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Indra Chourasia

Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)

Promise and Potential of AI: Is it a renewed frame of Doctrine of Discovery in 21st century?

Typically, a birthday is the anniversary to remember and rejoice special moments of love, affection, loyalty and many hues of emotions overflowing in one’s life. The previous week marked the first anniversary of launch of ChatGPT (GPT-3) on 30 Nov 2022 – the pathbreaking generative technology powered large language model (LLM) introduced in the pu...

/wholesale /markets Banking Strategy, Digital and Transformation

Pooja Golakonda

Pooja Golakonda Lead Consultant at Edgeverve

Digital Public Infrastructure (DPI) - Is P only Public?

Digital Public Infrastructure (DPI) where in the digital services are offered to the citizens using the underlying digital goods and infrastructure. It is interoperable, enhancing the digital adoption, there by achieving the bigger goal of providing inclusive and transparent services. In short it is used as level playing field. At the bottom are

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Eric Huttman

Eric Huttman CEO at MillTechFX by Millennium Global

Corporates should prioritize counterparty diversity when it comes to FX risk management

The collapse of Silicon Valley Bank (SVB), UBS’s takeover of Credit Suisse and the closure of Signature Bank has shone a light on banking industry vulnerabilities, particularly the risks associated with only having one or two banking partners. Eric Huttman, CEO at FX-as-a-Service provider MillTechFX, explains why there’s safety in numbers when it...

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Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Unpacking Embedded Finance From Consumer POV

Whenever a new term enters the hype cycle, it's fashionable for people to bandy it about all the time, sometimes correctly but most of the time loosely. Embedded Finance is one such term. In this post, we will unpack the term, specifically from the consumer point-of-view. A consumer goods retailer in India offered installment purchase of transistor...

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Kiran Komma

Kiran Komma Senior Domain Consultant at Tata Consutlancy Services

SEC’ securities lending regulation – Rule 10c-1a and implications

The securities lending market is vital to the healthy functioning of securities markets globally. Securities lending improves market liquidity, price discovery, and enables timely trade settlement but an opaque securities lending market and limited availability of securities lending data publicly are big concerns to the regulators. In alignment wi...

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Igor Tomych

Igor Tomych Founder/CEO at Dashdevs

How To Create A Mobile Banking App in 3 Months?

Gone are the days when customers had to make a physical trip to the bank and stick to their business hours just to handle basic banking tasks. Thanks to the wonders of modern technology, financial institution customers now have the delightful convenience of mobile banking apps at their fingertips. With these handy apps, customers can effortlessly...

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Igor Tomych

Igor Tomych Founder/CEO at Dashdevs

Open AI: How to Understand ChatGPT and Use It in Fintech?

AI has transformed the financial services business, including applications in investing, insurance, management of wealth, and other areas. Today ChatGPT is considered one of the most potential AI tools for the fintech industry. The global AI in the banking market is expected to grow from $6.82 billion in 2022 to $9.00 billion in 2023 at a compou...

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