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Latest expert opinions

Ben Goodyear

Ben Goodyear CFO at Pipe

A New Opportunity for Payfacs to Monetize Payments and Win Over More SMBs

Payment facilitators (Payfacs) are used by millions of small businesses every day to run their operations. In a competitive market, the difference between Payfacs can be as small as a point or two of difference in fees. To stand out, Payfacs need to find differentiated ways to serve their customers to preserve their fees. The good news? Payment pr...

/payments Embedded Finance

Jeremy Takle

Jeremy Takle Founder and CEO at Pennyworth

The Next Evolution in Banking: why personal finance needs holistic solutions

Future banks should evolve to offer holistic financial solutions, moving beyond fragmented services and limited offerings. In this article, we’ll discuss how, by focusing on integrated solutions that help customers achieve their financial goals, banks can transform personal finance and enhance overall financial wellbeing for all. The financial lan...

/wealth /retail Disruption in Retail Banking

Pallavi Kapale

Pallavi Kapale Senior Financial Crime Officer (2LOD) at Bank of China (UK) Limited

Inbound Evolution: Inbound Transaction Processing and Inbound Conversations

The Payment Services Regulations (PSR) approach will bring about a significant change for all the payment firms. Its aim is to proactively prevent Authorized Push Payment (APP) fraud from occurring. In APP fraud, customers are tricked into authorizing payments to fraudsters, making it difficult for banks to detect since the transaction appears leg...

/regulation /crime Banking

Pallavi Kapale

Pallavi Kapale Senior Financial Crime Officer (2LOD) at Bank of China (UK) Limited

Money Mules – Gaining fame in financial crime

Fraud accounts for atleast 40% of financial crime in the UK. In 2022, UK banks have identified over 39,000 accounts demonstrating behavior indicative of money muling[1]. NCA estimated that over GBP 10 billion is laundered via money mule activity in the UK annually[2]. The global increase in fraudulent activities is a growing concern for businesses...

/regulation /crime Banking

Michael Rada

Michael Rada HUMAN at IBCSD LAB s.r.o,

DIAMOND IS INDUSTRY 5.0

During the never ending ecosystem development of the FIRST INDUSTRIAL EVOLUTION EVER LED BY MAN (HUMAN), means INDUSTRY 5.0 new discoveries are found every single day. It happen thanks to 6R methodology and the ability to RECOGNIZE the ON-THE-GROUND-MINES Same as the new meaning of E=mc2 which keeps surprising so many globaly, the latest discovery ...

/wealth /sustainable INDUSTRY 5.0

Veronika Tibilashvili

Veronika Tibilashvili Senior Consulting Department Manager at Lextensio

The importance of KYC and Due Diligence in business

KYC (Know Your Customer) and Due Diligence are key elements for the successful operation of any business, especially in today's globalized world, where the risks of fraud and financial crimes are increasing. These procedures help companies avoid legal problems, preserve their reputation and protect their financial interests. What is KUS and Due ...

/security /regulation Information Security

Eldad Tamir

Eldad Tamir Founder and CEO at FINQ

Essential investment strategies for beginners

Embarking on an investment journey can be exciting yet daunting, particularly for young and new investors. Starting early is crucial, allowing time to benefit from compound interest and to recover from market fluctuations. Recognizing the challenges faced by new investors is the first step towards overcoming them. Embrace long-term investing A lo...

/ai /startups Artificial Intelligence and Financial Services

Kaustuv Ghosh

Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.

The Boundaries of Cross-Border Transactions Will Shift-AI and Remittances

Let’s talk about AI and remittances. Despite the enormous size and tremendous importance of the money transfer industry, little is heard about how AI is used or is proposed to be used. There are the usual mentions of Generative AI and some references about future developments. One reason for the paucity in news could simply be that many firms pref...

/ai /payments Asia Financial Services

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Is Technology Paving the Way for More Internationally-Focused Broker-Dealers?

Forex is the world’s most lucrative market, and with the rapid rise of digitalization on a global scale, we may be set to see more broker-dealers adopt a far more international focus as information barriers are broken down across borders. Digitalization is actively changing the way we navigate the financial landscape, and forex trading stands to b...

/markets

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Vision Transformer in Computer Vision: Transforming the way, we look at Images

Vision Transformers, or ViTs, are a groundbreaking learning model designed for tasks in computer vision, particularly image recognition. Unlike CNNs, which use convolutions for image processing, ViTs employ a transformer architecture inspired by its success in natural language processing (NLP) applications. ViTs convert image data into sequences, s...

/ai /predictions Technology for Social Good

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