Latest long reads: Finextra Research

Job switchers are earning a lot more money

Kirstie McDermott Senior Content Editor at Amply

Job switchers are earning a lot more money

You might love your job, but does it love you back? One of the hardest things to reconcile about a role you’ve been in for a while is trying to have your value recognised in terms of getting a salary increment. Plenty of people need pay rises right now. In the UK, incomes are failing to keep up with the cost of living as inflation rises. Currently ...

05 August 2022 /people

Andrew Smith Founding CTO at RTGS & ClearBank

Agile Series: Getting out of the way

As a leader in more than just technology, we must know when to get out of the way of our teams and colleagues. All too often, I see leaders who want to build high functioning teams and yet they micro-manage; impose far too many decision-making restrictions and place too much value in their own beliefs and experiences. The following tips will direc...

04 August 2022 /people

Six questions to ask yourself on investment risk

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Six questions to ask yourself on investment risk

It is easy to be seduced by the potential upside for an investment. If the market for electric cars is growing, surely Tesla is a good investment? Or if stay-at-home fitness is the latest trend, Peloton shares are likely to fly. If inflation is soaring, gold must be a good bet, or if interest rates are rising, it’s the time to buy banks. This migh...

03 August 2022 /wealth

John Barber Vice President and Head at Infosys Finacle

A digital future awaits corporate banks

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. The past few years have been a period of intense change in the corporate banking world. The ongoing digital revolution, changing market dynamics, and the entry of new challengers have all played a role in metamorphosing corporate banking as we know it. The ...

02 August 2022 /predictions

Sehrish Alikhan Reporter at Finextra

Here’s how to get hired at Zopa

Finextra has launched the ‘Breaking into Fintech’ series: a new series targeted at equipping applicants with the tools and information they need to dive into the world of fintech. We will reach out to some of the globe’s leading fintechs for insider tips to help your application shine. Kicking off the series, we chatted with Helen Beurier, chief p...

01 August 2022 /people

Almost 50% of fintech workers are planning to move jobs in 2022

Amanda Kavanagh Contributor at Jobbio

Almost 50% of fintech workers are planning to move jobs in 2022

Many have questioned whether The Great Resignation was actually materialising. But a recent EY study of 17,000 employees and 1,575 employers across 22 countries and 26 industries, indicates that 2022 is the year. In the EY 2022 Work Reimagined Survey, 68% of employers say employee turnover has increased in the last 12 months, while 43% of employee...

29 July 2022 /people

Retired Member

Leveraging cloud connectivity

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. When digital banks like Monzo and N26 experienced rapid growth with their neo banking propositions, the financial world was turned on its head. They challenged the traditional notion that banks needed rigid, monolithic infrastructures to prosper in the indust...

28 July 2022 /cloud

The Westminster Series: The arrival of the Financial Services and Markets Bill

Chris Holmes Peer at House of Lords

The Westminster Series: The arrival of the Financial Services and Markets Bill

Since its inclusion in the Queen’s Speech on May 11, 2022, many of us have been awaiting the arrival of the Financial Services and Markets Bill. It finally emerged on the hottest day ever recorded in the UK. Forming a significant slice of the Chancellor’s speech at Mansion House on July 19, it was given First Reading down the road in the House of ...

26 July 2022 /regulation

Digitising reconciliation as a business case in itself

Alex Duggan Capital Market Solutions Head at Cognizant

Digitising reconciliation as a business case in itself

Taking a big-picture view, the data funnelling through financial institutions can be seen as the strategic asset that allows them to make the correct decisions around market execution, optimal funding, timely settlement, and payments, demonstrating compliance, and improving client experience through accuracy, time to market, and analytics. However...

25 July 2022 /markets

Coping with work in a post-layoff environment

Kirstie McDermott Senior Content Editor at Amply

Coping with work in a post-layoff environment

This year’s round of hiring slowdowns, freezes, and layoffs within the tech sector haven’t just affected those who have lost their jobs. The employees left behind have in many cases had to pick up the pieces as projects get dropped, headcounts are culled and belts tighten across companies. So far, fintech, crypto and real estate have taken the bru...

22 July 2022 /people

Embrace change and be the bank your customer needs

Retired Member

Embrace change and be the bank your customer needs

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. Change projects can be intimidating, but there is a way to manage the journey that will help reduce costs, as well as over-dependence on legacy banking platforms and antiquated technology. For many big banks, adopting a change strategy is an intimidating p...

21 July 2022 /devops

The India Policy Series: What does RBI’s credit line move mean for BNPL innovation?

Retired Member

The India Policy Series: What does RBI’s credit line move mean for BNPL innovation?

The Reserve Bank of India (RBI) recently issued an internal clarification that prepaid payment instruments (PPIs), such as m-wallets and prepaid cards, cannot be loaded through credit lines. The clarification hits certain fintech models in India including many buy now pay later (BNPL) offerings and new age ‘challenger credit cards’. A common model...

20 July 2022 /regulation

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