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Expert opinions Last 7 days total 38

Brandon Spear

Brandon Spear CEO at TreviPay

How merchants can build a future-forward payments tech stack to win in B2B

In a growing digital economy, geographical boundaries aren’t a barrier anymore which intensifies competition. For companies ready to take on the challenge of global expansion, a powerful and secure e-commerce platform is essential. With 80% of B2B sales interactions projected to shift online by 2025, the race is on to streamline digital channels ...

/payments /predictions Payments strategies 2015-2020-2030

Ashish Pandey

Ashish Pandey Marketing Head at RichestSoft

新幸运飞行艇开奖168体彩 168飞艇全国开奖官网直播 How Much Does it Cost to Build An AI System?

新幸运飞行艇开奖168体彩 168飞艇全国开奖官网直播 How Much Does it Cost to Build an AI System? Building an AI system can be a transformative move for businesses. However, it involves various costs that can vary greatly depending on the type of business and the complexity of the AI system. As per my research and experience, I will break down the costs involved in building an AI system for dif

/ai Artificial Intelligence

Julia Khandoshko

Julia Khandoshko CEO at Mind Money

Large Caps: What Investors Need to Know About Them

The topic of large-cap stock growth remains highly relevant in the market this July, especially with the upcoming US elections. Shares of the world's largest technology companies have significantly boosted the S&P 500 index in the first half of the year. The main questions are whether this trend will continue and, if so, are large-cap stocks ...

/markets /predictions Capital Markets Technology

Indra Chourasia

Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)

The shifting priorities of Sustainable Investing in an uncertain ecosystem

The multi-speed growth pattern of Sustainable Investing Amid a volatile investment ecosystem fraught with economic fragility, and geopolitical fragmentation, sustainable investing exhibits signs of resilience with the continued growth of ESG assets globally. Following a phase of brisk growth observed during 2016-2020, ESG assets attained a size of...

/wealth /sustainable

Gabriel Hopkins

Gabriel Hopkins Chief Product Officer at Ripjar

Gen AI: A helping artificial hand for compliance teams

Through complex algorithms, Generative AI (GenAI) has been reshaping how we create content, including imagery, music, text, and video; greatly simplifying data processing and task performance. This technological advance not only saves time, effort, and money but is also a game-changer in enhancing operational efficiency and fostering innovation ac...

/ai /regulation Exposing Financial Crime

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Ramon Villarreal

Ramon Villarreal Payments Industry Lead at Red Hat

Anita Solaman

Anita Solaman VP at fiserv

Nkiru Uwaje

Nkiru Uwaje Chief Operating Officer at Mansa

Ashish Pandey

Ashish Pandey Marketing Head at RichestSoft

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Research Total research pieces 251

Impact Study

幸运彩开奖计划168飞艇记录 Fraud in 2024: Who is Liable?

Fraud is a billion-dollar business in the Instant Payments era. Statistics show that ecommerce fraud is predicted to exceed $48 billion globally by the end of 2023 alone and could exceed $362 billion between 2023 and 2028.  In 2024, banks will not only contend with the changing liability landscape, but the upcoming adoption of ISO 20022 as well. Both represent a historical shift in the financial services industry. To prepare for a higher degree of liability in a data-rich environment, banks need to address the holistic landscape of fraud mitigation.  This Finextra impact study, produced in association with NICE Actimize, addresses the changing liability landscape and what banks need to do to prepare for regulatory changes and increased fraud protection.  We cover:  Shifting liability and the impact of new PSR regulation  ISO 20022’s impact on the financial industry  Financial industry priorities in 2024  And more. 

458 downloads

Survey

Payments Modernisation: The Big Survey 2024

Welcome to the fourth edition of The Big Survey. Our annual report, surveying 350 senior bankers across the globe, offers a unique vantage point on the ever-evolving landscape of payments modernisation. Over the years, we’ve uncovered fresh developments and enduring challenges alike, painting a detailed picture of the industry’s trajectory. As we navigate 2024, the financial services sector is in the midst of profound transformation. Our latest insights highlight the critical need to modernise payment systems swiftly and effectively, driven by rising customer expectations and stringent regulatory demands.  Download our 2024 survey to learn about:  The current state of capabilities  Why payments architecture is more flexible than ever before  Financial institutions’ budgets and spending priorities  The global drive towards real-time and cross-border  And much more. 

830 downloads

Future of Report

The Future of Digital Banking in Europe 2024

A Money20/20 Special Edition. In 2023, fintech investment in the EMEA region dropped to $24.5 billion, down from $49.6 billion in 2022 – a seven year low.  Macroeconomic and global political conditions are creating challenges for growth, with upcoming general elections around the world adding to the uncertainties in financial ecosystems. Despite these challenges, the outlook for European digital banking remains positive.  The region continues to lead in innovation within the financial sector. This Finextra report, a Special Edition for Money20/20 Europe, features interviews with key players in the European financial services and fintech industries. It includes insights from Vodeno, EY, J.P. Morgan, Swift, Tink, and TrueLayer, and explores the following topics that will be addressed in Amsterdam: Hyper-personalisation: Moving towards super apps  Embedded payments driving the Banking-as-a-Service revolution  Variable recurring payments: The next step in European open banking  Is Europe ready for MiCA? From Web1 to Web3, or Markets1 to Markets3  How European fintech is facing macro challenges 

901 downloads

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极速赛车168官方最新号码直播+全国在线计划数据开奖168官网to change: How financial institutions can revolutionise core banking systems

Siobhan Byron, EVP of Universal Banking at Finastra, discusses how innovation is not just limited to the neo and startup banks, indeed established banks are combining the move-fast philosophies of the emerging players with their own considerable assets. The conversation highlights the need for financial institutions to have a clear vision and strategy, find the right pace and technology for transformation, avoid high-risk methods, outline the challenges of losing market share, talent, and the ability to meet future needs if institutions fail to stay current and innovative.

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Hamish Monk

Hamish Monk Reporter at Finextra

What is an API?

The world of financial services is increasingly connected. This is thanks to the unsung hero of the digital world: application programming interfaces, or APIs – a millennial innovation opened out to the financial sector through a series of open banking regulations, including the first installment of the Payment Services Directives, in 2007. APIs, ...

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Níamh Curran

Níamh Curran Senior Reporter at Finextra

168极速赛车一分钟开奖记录查询+开奖官网直播计划-极速赛车168开奖体彩票网 Fintech Sentiment: EU AI Act comes into effect

The EU AI Act officially became law yesterday, the world’s first AI legislation and marking the end of a process which began back in April of 2021. We have already produced a guide on how to prepare for the AI regulation, and background on what the Act was proposing. Now that the AI Act is in law, here’s a look at how some fintechs are responding...

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Dominique Dierks

Dominique Dierks Content Manager at Finextra

The top payment stories you missed in July

It was an eventful month in the financial sector. Catch up on six of our most-read news and updates from July 2024. Revolut is finally granted a UK banking license After three years of trying, Revolut has been granted a banking license, with restrictions, by the Financial Conduct Authority. Once the ‘mobilisation stage’ has been completed and the r...

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